Enjoy the now and secure your future
24th June 2024
Aged Care is a Journey for Everyone
Understanding Aged Care Financial Advice
It’s never too early to plan for the future wellbeing of yourself and your loved ones. If fact, financial planning is a vital step that protects your property, savings and other assets.
Your loved one’s aged-care needs are the sole focus of our advice process. Our experience tells us there are three core elements to aged-care advice:
- Funding the accommodation RAD’s efficiently
- Retaining or maximising any aged pension entitlements
- Minimising, as much as possible, the fees payable to the aged-care facility
We are committed to ensuring our clients receive quality and personalised aged-care advice so we can eliminate the financial stress that comes with this often-complex family decision.
What we do
We develop tailored step-by-step financial strategies and help you make informed decisions about your money.
Superannuation
Superannuation is a way to save for your retirement. You build up super while you are working to make sure you can have a comfortable retirement.
Retirement Planning
Retirement may seem like a long way off but putting money into super now is still a tax effective way to invest your money for the future
Investments
Everyone has different needs and circumstances. Please contact us before you start putting your money into any form of investment.
Wealth Protection
Insurance is the foundation of all financial plans. We can help you evaluate the risks and come up with the right solution for you and your family.
Self Managed Super
An SMSF is one where you, as a trustee and member, have responsibility over the management, investment and admin of your super fund.
Debt Management
Effective debt management is not just about the interest you pay, but also the type of assets you’re investing in and prioritising your debts.
Estate Planning
We’d all like to leave a legacy once we’re gone. Estate Planning ensures your assets are distributed to the right people at the right time.
Aged Care
It’s not easy making the decision to place a loved one into care. Once you’ve made the call, it can be confusing to understand how it all works.
The Advice Process
In our years of aged care financial planning experience, we have learnt that no two cases are the same. Although client needs are always unique, our financial advisers do employ a standard process that has been developed to get the best results regardless of whether your loved one is entering high care, low care, or extra services:
Our Advice Process
In our years of aged care financial planning experience, we have learnt that no two cases are the same. Although client needs are always unique, our financial advisers do employ a standard process that has been developed to get the best results regardless of whether your loved one is entering high care, low care, or extra services:
Discovery Call
Establish needs, confirm requirements and make an appointment.
First Consultation Free
Confirm advice needed. Discuss appropriate fees, complete paperwork.
Financial Plan
Develop strategies and your tailored financial plan.
Second Consultation
Present plan and discuss options.
Support
Agree on path forward for ongong advice requirements.
Insights
Enjoy the now and secure your future
Managing your financial situation always involves tension between how you live your life now and preparing for your future –…
What’s all the noise about loud budgeting?
Loud budgeting is a trend that may have started as a joke but is being embraced by those who want…
How to end the financial year on a high note
As the financial year draws to a close, it’s the perfect time to review your financial affairs and set the…
Caught in the middle: help for the sandwich generation
If you are feeling a bit like the meat in the sandwich you are not alone. The ‘sandwich generation’ is…
The art of refinancing
Refinancing your home loan has the potential to save you thousands, reduce your monthly repayments and free up your finances…
Market movements & review video - May 2024
Stay up to date with what’s happened in markets and the Australian economy over the past month. As eyes turn…
What our clients say
Previous
Next
